Travel insurance

Insurance and are an important element of travel planning that can give you peace of mind and financial protection. Here are some tips for choosing and purchasing travel insurance:

Assess your needs: Determine what types of insurance coverage you need. Travel insurance usually covers health, baggage, cancellation, delayed plane tickets, accident and liability insurance.

Compare offers: Explore offers from different insurance companies and agencies. Take note of the cost of insurance, the amount of coverage, the conditions for reimbursement, and exclusions. Make sure the insurance coverage you choose is appropriate for your needs and your budget.

Check medical coverage: Make sure your insurance covers medical expenses in the destination country. This may include hospitalization, treatment, medical evacuation and repatriation. If you have a chronic condition, find out if your insurance covers for exacerbations.

Trip Cancellation Insurance: Consider purchasing trip cancellation insurance, especially if your trip is expensive or non-refundable. This type of insurance covers the cost of cancelling or rescheduling a trip for a valid reason, such as illness, death of a loved one or an unforeseen emergency.

Activities Check: If you plan to engage in certain activities, such as diving, skiing or biking, make sure your insurance covers these sports. Some insurance companies exclude hazardous activities from standard coverage by requiring additional insurance.

Buying Insurance: Buy travel insurance and in advance to make sure you are covered from the start of your trip. It may be worth considering insurance with a renewal or cancellation option if your plans may change.

Reading the terms and conditions: Read the terms and conditions of your insurance policy carefully so you know what exclusions and limitations apply to your coverage. It’s important to know the right steps to take in the event of an accident and what procedures to follow.